There is a difference in where you buy your protection.
Many people don't realize there are three sources for
insurance:
Captive Agents, who can sell you the insurance
of only one company.
Telephone Representatives, who can offer you the
insurance of one company, and only on the telephone.
Independent Insurance Agents, who
represent a number of insurance companies, and research
with these firms to find you the best combination
of price, coverage and service.
